What Makes the Bank Performance Report A Great Resource

• Board of Directors will value this information.
  The Report is simple and clear, and easily understood.


• Senior Management should receive a copy quarterly for review.
  Schedule a follow-up meeting and challenge Management to bring one or two suggestions to the table based on the Report.


• Review the Competition closely.
  Relative Yield, Cost and Growth are important elements for successful performance.


• Watch the Ranking over time.
  It may not be great to be 40th, but if you were 60th last year, that’s a good thing.


• Build new medians for performance.
  Use the eReport to sort your market or region.


• Understand Total Revenue.
  Net Interest Income and Non-Interest Income Rankings are on the revenue side. View them together for an understanding of Total Revenue.


• Better Understand Cost Controls.
  Non-Interest Expense and Efficiency Ratio Rankings are on the expense side for a better understanding of cost controls per size and per revenue.


• Valuable Data About Overall Asset Quality.
  Asset Quality Index and NPA’s/Equity (the Texas Ratio) Rankings both give valuable data about overall asset quality relative to your State and your competition.


• See the Change in ROA and ROE Rankings Over Time.
  ROA and ROE Rankings give a relative position for your Bank. The change in this Ranking over time is critical.


• Effectively Market Your Bank.
  The Report can be the basis for a valuable press release. Top Rankings are important information, and should be used effectively for marketing.


• The Data You Need to Be Strategic.
  Excellent tool and foundation for strategic planning and tracking strategic planning.


• Helpful with incentive compensation programs.


• Glossary of Data Fields