What Makes the Bank Performance Report A Great Resource


  • Board of Directors will value this information.
    The Report is simple and clear, and easily understood.

  • Senior Management should receive a copy quarterly for review.
    Schedule a follow-up meeting and challenge Management to bring one or two suggestions to the table based on the Report.

  • Review the Competition closely.
    Relative Yield, Cost and Growth are important elements for successful performance.

  • Watch the Ranking over time.
    It may not be great to be 40th, but if you were 60th last year, that’s a good thing.

  • Build new medians for performance.
    Use the eReport to sort your market or region.

  • Understand Total Revenue.
    Net Interest Income and Non-Interest Income Rankings are on the revenue side. View them together for an understanding of Total Revenue.

  • Better Understand Cost Controls.
    Non-Interest Expense and Efficiency Ratio Rankings are on the expense side for a better understanding of cost controls per size and per revenue.

  • Valuable Data About Overall Asset Quality.
    Asset Quality Index and NPA’s/Equity (the Texas Ratio) Rankings both give valuable data about overall asset quality relative to your State and your competition.

  • See the Change in ROA and ROE Rankings Over Time.
    ROA and ROE Rankings give a relative position for your Bank. The change in this Ranking over time is critical.

  • Effectively Market Your Bank.
    The Report can be the basis for a valuable press release. Top Rankings are important information, and should be used effectively for marketing.

  • The Data You Need to Be Strategic.
    Excellent tool and foundation for strategic planning and tracking strategic planning.

  • Helpful with incentive compensation programs.

  • Glossary of Data Fields