What Makes the Bank Performance Report A Great Resource

  • Board of Directors will value this information. The Report is simple and clear, and easily understood.
  • Senior Management should receive a copy quarterly for review. Schedule a follow-up meeting and challenge Management to bring one or two suggestions to the table based on the Report.
  • Review the Competition closely. Relative Yield, Cost and Growth are important elements for successful performance.
  • Watch the Ranking over time. It may not be great to be 40th, but if you were 60th last year, that’s a good thing.
  • Use the eReport to sort your market or region, and then build new medians for performance.
  • Net Interest Income and Non-Interest Income Rankings are on the revenue side. View them together for an understanding of Total Revenue.
  • Non-Interest Expense and Efficiency Ratio Rankings are on the expense side for a better understanding of cost controls per size and per revenue.
  • Asset Quality Index and NPA’s/Equity (the Texas Ratio) Rankings both give valuable data about overall asset quality relative to your State and your competition.
  • ROA and ROE Rankings give a relative position for your Bank. The change in this Ranking over time is critical.
  • The Report can be the basis for a valuable press release. Top Rankings are important information, and should be used effectively for marketing.
  • Excellent tool and foundation for strategic planning and tracking strategic planning.
  • Helpful with incentive compensation programs.
  • Glossary of Data Fields